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Insurance & Financing
Dental Insurance & Financing in San Juan Capistrano
Quality dental care should be accessible to everyone. We accept most insurance plans and work directly with your provider to maximize your benefits, and we offer flexible financing when you need it.
Understanding Your Dental Benefits
Dental insurance typically covers the cost, or a portion of the cost, of a dental procedure such as preventive care (cleanings), exams, X-rays, fillings, and more.
Dental coverage is purchased separately from medical insurance, and whether it provides value to you depends on your oral health history and treatment needs.
We make dental care affordable at San Juan Family Dentistry. We accept most insurance plans and work with your provider to maximize your benefits.
Plans We Work With
We accept a range of dental insurance plans, including the following.
PPO Plans
A Preferred Provider Organization (PPO) is the most common form of dental insurance, offering members a network of participating dentists to choose from. Coverage typically includes 100% for preventive care, 80% for basic care like fillings, and 50% for major treatments like crowns and bridges, with annual maximums generally between $1,000 and $2,000.
HMO Plans
We gladly accept a variety of HMO dental insurance plans, which offer lower premiums with an emphasis on preventive treatment.
Denti-Cal (Medi-Cal)
We are proud to accept Denti-Cal, California's Medicaid dental program, which provides access to essential dental services for eligible children and adults with limited incomes.
Flexible Financing Options
If your treatment isn't fully covered by insurance, financing can help make it more manageable. We recommend financing through our office over an outside credit card, since it can offer low and 0% interest options.
We offer financing through CareCredit, which provides a variety of payment options, including 6 to 24 months or longer with both low and 0% interest options.
Medi-Cal (Denti-Cal) Questions
What is Medi-Cal?
Medi-Cal is California's state healthcare program, offering dental coverage to eligible residents. This program helps individuals and families with limited income access essential dental services for improved oral health.
Who qualifies for Medi-Cal?
Medi-Cal dental coverage is available to many Californians, including families, children, seniors, people with disabilities, pregnant women, and those with low incomes.
How do I apply for Medi-Cal?
You can apply for Medi-Cal online through the program's website or by calling Covered California at 1-800-300-1506.
What services does Medi-Cal cover at San Juan Family Dentistry?
Medi-Cal covers a wide range of preventive and medically necessary dental services at our practice, including emergency dental services; preventive care such as oral evaluations, exams, X-rays, cleanings, and fluoride treatments; restorative treatments such as fillings, crowns, and root canals; prosthodontics such as partial and full dentures; and oral surgery such as tooth extractions.
Ready when you are
San Juan Family Dentistry welcomes patients from San Juan Capistrano, Dana Point, Capistrano Beach and San Clemente. Call us or request an appointment online.
