Dental Insurance & Financing in San Juan Capistrano, CA

At San Juan Family Dental, we believe quality dental care should be accessible to all. Our team is dedicated to helping you understand your financial options and maximize your benefits.
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Dental Insurance

What is Dental Insurance/Dental Benefits?

Dental insurance typically covers the cost or a portion of the cost for a dental procedure such as preventive care (cleaning), exams, x-rays, exam, fillings, and more.

Dental insurance is purchased separately from medical insurance, and depending on your oral health history, your treatment needs, and which dentist you want to see, dental insurance may not be worth the value you are paying for the insurance plan.

Dental Insurance Accepted

We make dental care affordable at San Juan Family Dental. We accept most insurance plans and work with your provider to maximize your benefits.

PPO

CareCredit provides a variety of payment options that can be used for managing the cost of numerous procedures, including healthcare costs that aren’t related to dental services. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their restorative care that isn’t included in their benefits (such as deductibles and the patient portion after insurance is filed.) These plans vary from 6-24 months or longer with both low and 0% interest options as long as you pay back the balance within a specific timeframe.

HMO

CareCredit provides a variety of payment options that can be used for managing the cost of numerous procedures, including healthcare costs that aren’t related to dental services. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their restorative care that isn’t included in their benefits (such as deductibles and the patient portion after insurance is filed.) These plans vary from 6-24 months or longer with both low and 0% interest options as long as you pay back the balance within a specific timeframe.

DENTI-CAL (MEDI-CAL)

Like CareCredit, Lending Club can be used to cover any dental service, whether it’s medically necessary, restorative, or related to elective cosmetic treatments. Lending Club also offers low monthly payment options and little to no interest on their loans.
You can easily apply for Lending Club or CareCredit here at our office or online. Approval is usually immediate, so you can schedule treatment as early as the same day if you need to. A credit report may not even be necessary, depending on the lender you choose.

When Should You Finance Treatment?

If you are in need of flexible payment options. Dental financing is the most affordable option is to use the low and 0% interest financing offered through our [Practice_city], [Practice_state], dentist office rather than a separate credit card or private loan. Many of our patients can pay back their balance with no interest whatsoever and no strings attached. This is an excellent budget-friendly option if you have a medically necessary treatment, require major dental work. Using dental financing makes the care available now without waiting which can be important if you have active tooth decay, gum disease, or missing teeth. Many of these conditions simply become more expensive to manage the longer you wait to address them.

Happy patient after getting dental implants at San Juan Family Dentistry

Dental Financing Options

At San Juan Family Dental, we offers a variety of financing options both in our office and through third-party lenders. Many of these financing plans are available at 0% or very low interest, allowing you to schedule treatment right when you need it rather than waiting weeks or months.

CareCredit Logo
CareCredit provides a variety of payment options that can be used for managing the cost of numerous procedures, including healthcare costs that aren’t related to dental services. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their restorative care that isn’t included in their benefits (such as deductibles and the patient portion after insurance is filed.) These plans vary from 6-24 months or longer with both low and 0% interest options as long as you pay back the balance within a specific timeframe.
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