Dental Insurance & Financing in San Juan Capistrano, CA

At San Juan Family Dentistry, we believe quality dental care should be accessible to all. Our team is dedicated to helping you understand your financial options and maximize your benefits.

CAll (949) 240-6888

What is Dental Insurance/Dental Benefits?

Dental insurance typically covers the cost or a portion of the cost for a dental procedure such as preventive care (cleaning), exams, X-rays, exam, fillings, and more.

Dental insurance is purchased separately from medical insurance, and depending on your oral health history, your treatment needs, and which dentist you want to see, dental insurance may not be worth the value you are paying for the insurance plan.

Dental Insurance Accepted

We make dental care affordable at San Juan Family Dentistry. We accept most insurance plans and work with your provider to maximize your benefits.

PPO

A Preferred Provider Organization (PPO) is the most common form of dental insurance, offering members a network of participating dentists to choose from. Dentists in this network agree to lower fee schedules, resulting in greater cost savings for patients. PPO plans cover a percentage of treatment costs, typically paying 50% for major treatments like crowns and bridges, 80% for basic care like fillings, and up to 100% for preventative care such as exams and cleanings. These plans often have annual maximums ranging from $1,000 to $2,000 and assist with insurance billing.

HMO

San Juan Family Dentistry gladly accepts a variety of HMO dental insurance plans. HMO plans offer a cost-effective way to receive quality dental care, often with lower monthly premiums and an emphasis on preventive treatments like exams and cleanings. Our experienced dentists provide comprehensive services in a comfortable environment, including fillings, extractions, and more. Contact us to learn if your HMO plan is accepted and schedule your appointment today!

DENTI-CAL (MEDI-CAL)

We are proud to accept Denti-Cal, California’s Medicaid dental program, which provides access to essential dental services for eligible children and adults with limited incomes. Our team is committed to making quality dental care accessible to everyone in the San Juan Capistrano community. We offer a wide range of Denti-Cal covered services, from routine checkups and cleanings to fillings, extractions, and more. Contact us to schedule your appointment and learn more about using your Denti-Cal benefits at San Juan Family Dentistry.

When Should You Finance Treatment?

If you are in need of flexible payment options. Dental financing is the most affordable option is to use the low and 0% interest financing offered through our San Juan Family Dentistry, CA, dentist office rather than a separate credit card or private loan. Many of our patients can pay back their balance with no interest whatsoever and no strings attached. This is an excellent budget-friendly option if you have a medically necessary treatment, require major dental work. Using dental financing makes the care available now without waiting which can be important if you have active tooth decay, gum disease, or missing teeth. Many of these conditions simply become more expensive to manage the longer you wait to address them.

Happy patient after getting dental implants at San Juan Family Dentistry

Dental Financing Options

At San Juan Family Dentistry, we offers a variety of financing options both in our office and through third-party lenders. Many of these financing plans are available at 0% or very low interest, allowing you to schedule treatment right when you need it rather than waiting weeks or months.

CareCredit provides a variety of payment options that can be used for managing the cost of numerous procedures, including healthcare costs that aren’t related to dental services. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their restorative care that isn’t included in their benefits (such as deductibles and the patient portion after insurance is filed.) These plans vary from 6-24 months or longer with both low and 0% interest options as long as you pay back the balance within a specific timeframe.

We’re here for You

At San Juan Family Dentistry, we believe quality dental care should be accessible to all. Our friendly team will gladly answer your questions about insurance and financing, helping you find the best solution. Contact us today to learn more!

SCHEDULE TODAY CAll: (949) 240-6888